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BlockFi Rewards Credit Card

⚰️ Defunct Bankruptcy
⚠️

Status: DEFUNCT

BlockFi filed for bankruptcy on November 28, 2022. The card program has been terminated.

Product TypeVisa Signature Credit Card
Card IssuerDeserve (bank partner)
Cashback1.5% in Bitcoin
Annual Fee$0
Shutdown DateNovember 28, 2022
ReasonFTX Collapse / Bankruptcy

What Happened

BlockFi offered one of the first Bitcoin rewards credit cards in the US, providing 1.5% cashback in Bitcoin on all purchases. The card had no annual fee and offered enhanced rates for initial spending and stablecoin purchases.

In June 2022, FTX US extended a $400 million line of credit to BlockFi with an option to acquire the company. When FTX collapsed in November 2022, BlockFi's lifeline evaporated.

On November 11, 2022, card holders received notice that purchasing privileges were suspended. BlockFi filed Chapter 11 bankruptcy on November 28, 2022.

💔 Impact on Users

📚 Lessons Learned

📅 Timeline

Early 2022

BlockFi card operating normally with 1.5% BTC rewards

June 2022

FTX extends $400M credit line to BlockFi

November 8, 2022

FTX begins collapsing

November 11, 2022

BlockFi card purchases suspended

November 28, 2022

BlockFi files Chapter 11 bankruptcy

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