| Spec | Phantom Card | Fold |
|---|---|---|
| Network | Visa | Visa |
| Chain | Solana | Bitcoin |
| Custody | Non-Custodial | Custodial |
| Cashback | 2% | Up to 15% |
| Annual Fee | $0 | $0 / $100 |
| FX Fee | 0% | 0% |
| Regions | πΊπΈ Americas, π Global | πΊπΈ Americas |
Phantom Card edges ahead with better specs overall.
Phantom Card offers 2% vs Fold's Up to 15%.
Phantom Card is Non-Custodial, while Fold is Custodial.
Phantom Card charges $0 annually, while Fold charges $0 / $100.