KarmaCard vs Phantom Card — Which Onchain Bank is Better?

Spec KarmaCard Phantom Card
NetworkMastercardVisa
ChainSolanaSolana
CustodyNon-CustodialNon-Custodial
CashbackTBD2%
Annual Fee$0$0
FX FeeVariesVaries
Regions🌍 Global🌎 Americas, 🌍 Global

🏆 Verdict: Both are strong choices

Both cards are competitive — your choice depends on your priorities.

FAQ

Which has better cashback: KarmaCard or Phantom Card?

Phantom Card offers 2% vs KarmaCard's TBD.

Is KarmaCard or Phantom Card self-custody?

KarmaCard is Non-Custodial, while Phantom Card is Non-Custodial.

Which card has lower fees?

KarmaCard charges $0 annually, while Phantom Card charges $0.

KarmaCard Full Review

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Phantom Card Full Review

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