Gnosis Pay vs Holyheld — Which Onchain Bank is Better?

Spec Gnosis Pay Holyheld
NetworkVisaMastercard
ChainGnosis14 chains
CustodyNon-CustodialNon-Custodial
Cashback1-5%0.5-1%
Annual Fee€30 issuance€29-€199
FX Fee~1.5%2.5%
Regions🇪🇺 Europe🇪🇺 Europe

🏆 Verdict: Gnosis Pay

Gnosis Pay edges ahead with better specs overall.

FAQ

Which has better cashback: Gnosis Pay or Holyheld?

Gnosis Pay offers 1-5% vs Holyheld's 0.5-1%.

Is Gnosis Pay or Holyheld self-custody?

Gnosis Pay is Non-Custodial, while Holyheld is Non-Custodial.

Which card has lower fees?

Gnosis Pay charges €30 issuance annually, while Holyheld charges €29-€199.

Gnosis Pay Full Review

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Holyheld Full Review

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